$400,000?
When I was a teenage boy I would have sold my virginity for $2. Or maybe even a trade for bubble gum wrapper, or a pine cone.
$400,000 I'd sell it too! LOL
As a father, No WAY could I accept that money ! ! !
Knowing that she is of legal age, If I were her father and she handed me that money, I'd buy a $10,000 travel trailer, using $10,000 of her money as collateral for a loan, for the family and all of the rest would go into a retirement fund for my "virgin" daughter. Just to prove that you don't have to give up your virtue to survive in today's world.