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Anybody go through a bankruptcy? Chapter 7 or 13? Anything you w

Anybody go through a bankruptcy? Chapter 7 or 13? Anything you w

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Author Photo by: WeveBecomeEastHouston Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 3:54pm 
Anybody go through a bankruptcy? Chapter 7 or 13? Anything you wish people told you going in? Did you lose your car, home, or both?
 
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Author Photo ParksideRes Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 4:03pm 
@WeveBecomeEastHouston : so soon? Wow.
 
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Author Photo WeveBecomeEastHouston Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 4:11pm 
@ParksideRes : Not yet but it's trending that direction. Just want to hear from people that went through it. Was it worth it?
 
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Author Photo ParksideRes Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 4:12pm 
@WeveBecomeEastHouston : sorry you're going through that. I've got no advice though.
 
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Author Photo bbk Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 4:22pm 
Very sorry this is going on in your life .I have no advice either ,
 
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Author Photo EastTexGal Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:10pm 
 
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Author Photo blueyes Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:29pm 
@WeveBecomeEastHouston :
 
Sorry to hear this. Stay strong.
 
 
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Author Photo Franklin4 Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:33pm 
@WeveBecomeEastHouston : Should be able to keep both as long as you can make payments. Chapter 13 might be a better option. Best to contact an attorney as soon as possible. However in some chapter 7 cases, they can take both.
 
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Author Photo shelly1717 Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:43pm 
@WeveBecomeEastHouston : I didn't loose anything in 2008 that was personal. I went through a lawyer name Bair maybe Thomas Bair in downtown Houston, he was good, real good. We lost every penny that we had in the stock market, our life savings etc, To the tune of 1.5 million and have been poor ever since.
 
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Author Photo yomom Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:44pm 
Chapter 13 is paying your debt in a lump payment to a trustee who then pays the collector.
 
Chapter 7 is not. You do get to keep a car for each licensed driver and your home by reaffirming your loans. But debt that is unsecured is dissolved if you will.
 
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Author Photo blueyes Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:45pm 
 
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Author Photo shelly1717 Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 5:55pm 
@WeveBecomeEastHouston : Chapter 13
 
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Author Photo nikkiole Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 6:29pm 
@WeveBecomeEastHouston : I'm really sorry this is happening. If I had a million to give you to make it go away I would😢 I don't know anything about how this works.
 
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Author Photo EddyFree Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 7:06pm 
Bankruptcy should be outlawed....Let the "Free Market" do it's thing....Not right being able to cast off debt and have others pay for it by not getting paid for their products/services....
 
It's basically a "Financial Abortion", no?....
 
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Author Photo WeveBecomeEastHouston Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 7:48pm 
@EddyFree : Thanks Eddy.
 
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Author Photo Yep Active Indicator LED Icon
~ 2 mos, 9 days ago   Mar 26 2020, 7:53pm 
Bankruptcy should be outlawed....Let the "Free Market" do it's thing....Not right being able to cast off debt and have others pay for it by not getting paid for their products/services.... It's basically a "Financial Abortion", no?....
 
@EddyFree : yeah buts its legal, just like your abortions. Perhaps we should all have bankruptcies? Or multiple bankruptcies and have the government pay for it.
 
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